FHA Post-Foreclosure Claims

Our end-to-end post-foreclosure claim solutions commence at foreclosure sale and conclude at receipt of final proceeds. Feedback and recommendations for improvements are continuously provided throughout the process in order to avoid similar future losses. We exhaust all avenues to reduce claim curtailments—performance that has delivered multiple zero HUD audits and back page improvements in excess of 1 million dollars combined with a consultive approach provides unparalleled value. CRFS Offer the following FHA Claims:

Investor Claims

In the rapid changing loan administration environment managing the diversity of investor requirements while maintaining operational efficiency can be challenging and expensive for Servicers. Our ability to react immediately to those changing environments while maintaining efficiency and quality allows us to consistently meet and exceed client expectations. Our services cover the entire spectrum of investor claims including: Fannie Mae (FNMA), Freddie Mac (FHLMC), USDA, Mortgage Insurance (MI) and many more Private Investors.

Loss Mitigation Claims

Loss Mitigation initiatives have become a major industry focal point that continues to apply operational and resource pressure on both mature and newly founded Servicers. Our proven loss mitigation claim solutions, knowledge and expertise ease those pressures—streamlining and reducing daily workflow, and ensuring regulatory compliance—maximizing investment returns.

Loss Analysis Processing and Review

In this ever-demanding market, it is extremely important for all Servicers and Investors to ensure that losses are being identified and communicated. With our extensive expertise and knowledge, we can:

Mobile Home Title Resolution

Our team of highly trained and experienced Mobile Home Title professionals have successfully delivered clear and marketable title on thousands of properties by working closely with all interested parties to cure outstanding issues— posting conveyance success rates of over 98%. Timeliness and fund recovery compliment the returns on affordable investments our clients receive through the use of this product.

Primary and Pool Mortgage Insurance Claims

Our  Industry leading Mortgage Insurance (MI) filing processes deliver high productivity and when coupled with our expertly trained and determined payment follow-up professionals, fund recovery is realized.

VA Post-Foreclosure Claims

By continuously investing in training, we have been highly successful in securing the best overall quality of any claim filing management outsourcer in the market today. To ensure we continue to be instrumental in providing actionable feedback our VA Post-Foreclosure Professionals routinely attend Valeri Training—just one example of commitment to quality which goes beyond traditional means. We offer:

Default Claims Consulting and Training

CRFS’ consulting group, which contains a rare and specialized mix of skill sets is uniquely positioned to assist lenders, mortgage service companies and other financial institutions throughout the US, deal with the rapidly changing single-family loan-servicing environment.  We offer:

• Default Consulting
• Quality Assurance Reviews
• Operational Reviews
• Servicer Due Diligence
• Onsite Training- manage loss mitigation process, identify areas of non-compliance, HUD SFDMS reporting requirements, design workflows, identify areas of avoidable losses and how to curtail avoidable losses
• Mock HUD Audit Reviews
• Problem Case Resolution
• Special Projects